Industry2h ago
Industry
SBI Underwrites ₹1 Trillion In AI-Driven Loans
Nearly ₹1 lakh crore in MSME loans were underwritten using AI by State Bank of India during FY26. The system processed individual loans up to ₹5 crore each. This shift to automated credit assessment accelerates approval timelines for small businesses. It demonstrates a concrete move toward algorithmic risk management in large-scale traditional banking.